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The Council of Mortgage Lenders (CML) is the trade association for mortgage lenders in the UK, and its members undertake around 98% of UK residential mortgage lending. The CML exists to provide a service to mortgage lending institutions by helping to establish and to maintain a favourable operating environment in the residential mortgage and related housing markets in the UK.
· It is the representative voice for the whole residential mortgage lending industry to a range of relevant bodies.
· It promotes good lending practices, in particular by sponsoring the Mortgage Code.
· It is the central provider of economic, statistical, legal, research, and other market information and analysis.
· It provides a forum for discussion of issues of collective interest amongst members and others.