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Consumer Attitudes toward Debt - US - July 2015
Overview

This report provides in-depth analysis and insight supported by a range of data. At the same time, introductory and top-level content is provided to give you an overview of the issues covered.

Overview
Executive Summary

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Consumer Attitudes toward Debt - US - July 2015
Market

Mintel provides a range of market information, frequently through the category level, including market size and forecasting, complete with market drivers that illustrate the forces that shape a category or market.

The Market – What You Need to Know
Market Size
Market Breakdown
Market Perspective
Market Factors

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Consumer Attitudes toward Debt - US - July 2015
Consumer

Mintel's proprietary consumer research provides our analysts with the attitudinal and behavioral data used to provide valuable insight to topical issues.

The Consumer – What You Need to Know
Debt – What Kind and How Much?
Credit Scores Still Matter
What the Debt is For
Attitudes toward Credit and Debt
Debt Repayment is Not Planned
How People Pay Off Debt
Debt Management Tools

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Consumer Attitudes toward Debt - US - July 2015
Brand/Company

Mintel provides overviews of the top brands and manufacturers, and uses consumer research to explore attitudes and reactions to brands, as well as insight into what will resonate with consumers.

Key Players – What You Need to Know
What’s Working?
What’s Struggling?
What’s Next?

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Consumer Attitudes toward Debt - US - July 2015
Data

Reports provide appendices of data to support the research and insight produced. Our tables of data are easily manipulated and downloadable to support your research needs and covers factors from consumer attitudes to market forecasts.

Appendix – Data Sources and Abbreviations
Appendix – Key Driver Analysis
Appendix – Consumer Repertoire Analysis
Appendix – Consumer Tables
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What you need to know

Consumers have begun to borrow again and banks have begun to lend. This is likely to continue as the economy strengthens, unemployment continues to decline, and interest rates stay low. As loan demand grows, however, the industry is facing disruption by P2P (peer-to-peer) lenders that match borrowers and investors, cutting out the bank in the process. While these new lenders currently have a very small percentage of the market, their growth has been extraordinary over a very short time, and the online nature of their business makes them appealing to Millennials and iGen and a future challenge to traditional lenders.

Definitions

For the purposes of this report, Mintel has used the following definitions:

Secured consumer debt is defined as any debt backed by collateral, such as mortgages (both primary and secondary), auto loans, or business loans.

Unsecured consumer debt is defined as any debt not backed by assets, such as student loans, credit card debt, and a personal bank loan.

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