“In the near future, the biggest opportunity still lies in loans for financing large household purchases. Consumers want to have more say in the loan design, which is currently the biggest gap in the market.”
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Overview
Overview
This report provides in-depth analysis and insight supported by a range of data. At the same time, introductory and top-level content is provided to give you an overview of the issues covered.
Introduction
Executive Summary
Issues and Insights
Market
Market
Mintel provides a range of market information across categories including: forecasting and share information
Trend Applications
Trends in Consumer Lending
Consumer
Consumer
Mintel runs online consumer research in ten cities, completing 300 interviews per city with a total sample size of 3,000. Our consumer research is based on a random sample of internet respondents from a panel recruited by KuRunData China online research.
The Consumer – Usage of Credit and Loan Products
The Consumer – Reasons for Not Using Loans or Credit Products
The Consumer – Purpose of Using Loans
The Consumer – Motivating Factors for Using Loans
The Consumer –Credit Card Usage Habits
The Consumer – Attitudes towards Credit and Loans
Consumer Segmentation
Data
Data
Reports provide appendices of data to support the research and insight produced. Our tables of data are easily manipulated and downloadable to support your research needs and covers factors from consumer attitudes to market forecasts.
Appendix – Usage of Credit and Loan Products
Appendix – Reasons for Not Using Loans or Credit Products
Appendix – Purpose of Using Loans – Current
Appendix – Purpose of Using Loans – Near Future
Appendix – Motivation Factors for Using Loans
Appendix – Credit Card Usage Habits
Appendix – Consumer Attitudes towards Credits and Loans
Appendix – Consumer Segmentation
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What drives people's openness to borrowing?
