“Some people have been forced to change their approach to borrowing. But many people have changed their attitude towards borrowing not because they’ve been forced to, but because they have chosen to. They have recognised that they need to think about the long-term consequences of their saving, and this shift in attitudes can only be seen as a good thing for the future health of the consumer economy."
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Overview
Overview
This report provides in-depth analysis and insight supported by a range of data. At the same time, introductory and top-level content is provided to give you an overview of the issues covered.
Introduction
Executive Summary
Future Opportunities
Market
Market
Mintel provides a range of market information across categories including: forecasting and share information; internal and broader market environment information; and the issues that affect the market in question.
Issues in the Market
Economic Outlook
Consumer Credit Trends
Mortgage Market Trends
Write-offs, Repossessions and Arrears
Consumer
Consumer
Mintel conducts exclusive and original consumer research for reports, bringing up-to-date and unique insight to topical issues. This research examines the impact of social, economic, cultural and psychological influences on consumers.
Financial Wellbeing
Credit Ownership
Level of Outstanding Credit
Managing Credit Use
Credit and the Slowdown
Financial Resilience
Segmenting the Market
Data
Data
Reports provide appendices of data to support the research and insight produced. Our tables of data are easily manipulated and downloadable to support your research needs and covers factors from consumer attitudes to market forecasts.
Appendix – Credit Ownership
Appendix – Level of Outstanding Credit
Appendix – Managing Credit Use
Appendix – Credit and the Slowdown
Appendix – Financial Resilience
Appendix – Segmenting the Market
22nd June 2011
“Debt management firms are facing a challenging period following the publication of more stringent guidance from the OFT and a drop in the numbers seeking debt advice.” 
3rd February 2011
“A personal loan rate war may be good news for those consumers looking to finance a major purchase, but indicators suggest that most people are keen to avoid additional debt amid on-going economic uncertainty.”
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Do people feel that their borrowing is out of control?
