Author: Mintel Group Ltd.
Last saved by: HTTP server

British Lifestyles - March 2007

ISSUES IN THE MARKET
Report synopsis
Methodology
Research methodology
Quantitative research
Qualitative research
Lifestage and Special Groups
 ABBREVIATIONS
INSIGHTS AND OPPORTUNITIES
Confident Boomers
Green Marketing
Family-friendly
Super Shopping
LIFESTYLE SECTOR IN BRIEF
 POPULATION TRENDS
The rising population currently stands at nearly 61 million
Family life is changing – greater fragmentation
Three quarters of all properties set to be owner-occupied by 2012
Unemployment may show a slight increase in the coming years
More working women, especially those with children to fund
 CULTURAL TRENDS
‘Cult of the Individual’ – are we all getting ruder?
‘The youth of today’
Spenders not savers
Internet savings
Celebrities more influential than politics
The Internet – a force for good or bad?
Race and money – today’s taboos
 FUTURE PLANS AND ATTITUDES
Consumer confidence at the same level as 2001 – but lower than last year
The recent past
The near future
A polarisation of viewpoints – us and everyone else
Green enthusiasm must come with a disclaimer!
 EVERYDAY EXPENDITURE
In-home food
In-home non-alcoholic drink
Alcoholic drinks
Fast food
Pet and household items
Tobacco
Print media
Petrol, oil and antifreeze
OTC medicines
Toiletries
Daily travel
 OCCASIONAL EXPENDITURE
Restaurants, pubs and other catering
Leisure venue
Gambling
Clothing
Leisure goods
Household goods
Household services
Medical services
 CONSIDERED EXPENDITURE
'Must-have' consumer mindset
Furniture and furnishings
Motoring
Holidays
 HOUSING AND FINANCE
The role of housing and finance
Weaker trends in housing market activity in coming years as economy slows
Debt delinquency, inflation and saving key trends in 2006
Energy bills soared
Consumers’ financial capability needs to improve
Strong sales in life insurance
Big rise in pension business in 2006…and set to remain close to top of personal finance issues
Pick-up in pension annuities and income drawdown sales
Health, motor and travel insurance
Sharp rise in educational spend
More donations but many more charities seeking help
Financial outlook
FAST FORWARD TRENDS
 ALL IN IT TOGETHER
So what?
 AGELESSNESS
So what?
 GOLDEN BULLET
So what?
 FIT OR FAT
So what?
 DAMSELS IN DE-STRESS
So what?
 THE SNACK SOCIETY
So what?
 BACK TO MY ROOTS - AUTHENTICITY
So what?
 BACK TO THE FUTURE
So what?
 CUSTOMISE THIS!
So what?
 EDUTAINMENT
So what?
POPULATION TRENDS
 KEY POINTS
 POPULATION TRENDS
Current UK population at almost 61 million…
Figure 1: UK population trends, by gender, 2000-12
…net migration plays a significant part
An ageing population…
…with fewer working adults to support the growing number of retired adults
 SPENDING IMPLICATIONS
Children are fewer, but ‘worth more’
The ageing population is good news for healthcare and pension markets…
…and travel, clothing, skincare etc
 FAMILY AND HOUSEHOLD TRENDS
Marriage and divorce
More marriages fail than survive
Figure 2: UK marriage-divorce ratio trends, 1996-2012
Civil partnerships at a rate of 1,500 a month
Parenthood
Fewer children – later in life – but mainly among married women
Figure 3: Number of live births in England and Wales, by those who are married, cohabiting or other, 1991-2006
Fragmented families
Figure 4: Family types, May 2005
Figure 5: People with step- or half-siblings, by gender, age and socio-economic group, May 2005
Household size
Households are getting smaller…
Figure 6: Percentage change of household size, 1996-2006
…with one-person households being as likely among younger adults as in the retired generation
Later marriage, serial monogamy, high divorce rates all contributory factors
Household tenure
A rising trend in ownership…
…despite growing numbers of young adults (especially men) living with their parents
Figure 7: Rising property ownership trends, 1991-2012
 SPENDING IMPLICATIONS
 EMPLOYMENT TRENDS
Slight increase in unemployment ahead
Figure 8: Employment trends, by gender, 1991-2012
Women at work
Figure 9: Women’s working patterns – all women and women with children of school age, 2006
 SPENDING IMPLICATIONS
CULTURAL TRENDS
 KEY POINTS
 INSIGHTS
 HOW HAS LIFE CHANGED OVER THE PAST FIVE YEARS?
The cult of the individual
Figure 10: The ‘cult of the individual’ – a summary of consumer attitudes, 2007
Why?
 IN NUMBERS
Figure 11: Definite agreement with ‘I would be willing to volunteer my time for a good cause’, 2002-06
Figure 12: Definite agreement with ‘I would be willing to volunteer my time for a good cause, by lifestage and gender, 2006
Problem children
Figure 13: ‘Problem children’ – a summary of consumer attitudes, 2007
Never too young to complain about the ‘youth of today’
Why?
Our attitudes towards money have changed
Figure 14: Our attitudes towards money – a summary of consumer attitudes, 2007
Spend, spend, spend…save?
Debt – a way of life?
Why?
Ready availability of credit pushed to young and old alike
In numbers
Figure 15: Attitudes towards money, by lifestage and gender, 2006
We shop differently
Figure 16: We shop differently – a summary of consumer attitudes, 2007
Commercial opportunities
Environmentally friendly too?
In numbers
Figure 17: Attitudes towards the effect of the Internet on shopping, 2002-06
Figure 18: Attitudes towards the effect of the Internet on shopping, by lifestage and gender, 2006
 WHERE DOES THE INFLUENCE LIE?
Figure 19: Summary of major societal influences, 2006
Politics
Celebrities
Manufacturers and retailers
Media
Pandering to human nature
The Internet
Religion
In numbers
Figure 20: ‘My faith is really important to me’ – agreement/disagreement, by lifestage and gender, 2006
 TOLERANCE AND TABOOS
Swearing
Women and children swearing is still considered shocking
Sex
Losing its taboo?
Sexuality
It’s ok to be gay?
Health and bodily functions
‘We’re a lot more open now’
Politics
Just a bit boring?
Race
Precarious territory
Money
Acceptable conversation – but at a level
 IS IT ALL BAD?
Born to be free?
FUTURE PLANS AND ATTITUDES
 KEY POINTS
 INSIGHTS
 CONSUMER CONFIDENCE
Figure 21: Mean consumer confidence levels, 2001-07
Figure 22: Consumer confidence levels, by lifestage, 2007
 A POLARISATION OF VIEWPOINTS – US AND EVERYONE ELSE
Figure 23: Summary of qualitative findings on the ups and downs of society, 2007
Doom and gloom for society…
…but things are not so bad on a personal level
Back to basics?
Back to better eating habits?
Societal changes, however, may be too difficult to achieve
The environment
Green futures?
‘We’re all responsible’…
…with the help of legislation
Put out by excessive packaging
Inevitably green…?
…but fighting against a consumerist society
In numbers
Life events
Figure 24: Life events experienced in the last 12 months and expected in the next 12 months, 2006
Spending priorities
Figure 25: Top five spending priorities for the next 12 months, 2007
Lifestage variants
Figure 26: Top five spending priorities for the next 12 months, by lifestage, 2007
How consumer confidence affects spending priorities
Figure 27: Mean consumer confidence levels of spending prioroties, 2007
 ATTITUDES TOWARDS LIFE
Slightly more worried about the future…
…but happier with their standard of living…
…and life in general
More entrepreneurial spirit
Inevitably green?
Green enthusiasm must come with a disclaimer!
 OVERVIEW
The recent past
Figure 28: Summary of qualitative findings on major societial influences and their perceived negative effects. 2007
The near future
Figure 29: Qualitative findings on the polarisation of views on society in the near future – us versus them, 2007
A green vote for the future
EXPENDITURE OVERVIEW
 OVERALL EXPENDITURE
Today’s picture
Figure 30: Breakdown of total consumer expenditure, 2006
Past trends – Winners
Figure 31: Percentage change in total consumer expenditure, by top ten highest-growing sub-sectors, 2002-06
Forecast – Winners
Figure 32: Percentage change in total consumer expenditure, by top ten highest-growing sub-sectors, 2006-12
 EVERYDAY EXPENDITURE
Today’s picture
Figure 33: Breakdown of total everyday expenditure, 2006
Past trends
Figure 34: Percentage change in total everyday expenditure, by sub-sector, 2002-06
Forecast for the future
Figure 35: Percentage change in total everyday expenditure, by sub-sector, 2006-12
Future performance against past trends
Figure 36: Future performance against past trends of everyday expenditure, by sub-sector, 2002-06 versus 2006-12
 OCCASIONAL EXPENDITURE
Today’s picture
Figure 37: Breakdown of total occasional expenditure, 2006
Past trends
Figure 38: Percentage change in total occasional expenditure, by sub-sector, 2002-06
Forecast for the future
Figure 39: Percentage change in total occasional expenditure, by sub-sector, 2006-12
Future performance against past trends
Figure 40: Future performance against past trends of occasional expenditure, by sub-sector, 2002-06 versus 2006-12
 CONSIDERED EXPENDITURE
Today’s picture
Figure 41: Breakdown of total considered expenditure, 2006
Past trends
Figure 42: Percentage change in total considered expenditure, by sub-sector, 2002-06
Forecast for the future
Figure 43: Percentage change in total considererd expenditure, by sub-sector, 2006-12
Future performance against past trends
Figure 44: Future performance against past trends of considered expenditure, by sub-sector, 2002-06 versus 2006-12
 HOUSING AND FINANCE
Today’s picture
Figure 45: Breakdown of total housing and finance expenditure, 2006
Past trends
Figure 46: Percentage change in total housing and finance expenditure, by sub-sector, 2002-06
Forecast for the future
Figure 47: Percentage change in total housing and finance expenditure, by sub-sector, 2006-12
Future performance against past trends
Figure 48: Future performance against past trends of housing and finance expenditure, by sub-sector, 2002-06 versus 2006-12
EVERYDAY EXPENDITURE
Food and drink
 IN-HOME FOOD
Key points
Insights
Figure 49: Expenditure on in-home food, 2002-12
Figure 50: Expenditure on in-home food, by sector, 2002-12
Market trends 2002-06
Future trends
Flour, bread and cereals
Market trends 2002-06
 MEAT AND FISH
Figure 51: Meat & fish market, by type, 2006
Market trends 2002-06
Milk, cheese and eggs
Market trends 2002-06
Fruit and vegetables
Market trends 2002-06
Confectionery, sugar, oils and fats
Market trends 2002-06
Convenience foods
Figure 52: Expenditure on convenience foods, 2002-06
Figure 53: Expenditure on convenience foods, by sector, 2002-06
Market trends 2002-06
Snacks may falter
But people love their cake
Convenience and diversity
Sweet treats
 IN-HOME NON-ALCOHOLIC DRINKS
Key points
Insights
Figure 54: Expenditure on in-home non-alcoholic drinks, 2002-12
Figure 55: Expenditure on in-home non-alcoholic drinks, by sector, 2002-12
Market trends 2002-06
Future trends
 HOT DRINKS
Figure 56: Expenditure on hot drinks, 2002-06
Figure 57: Expenditure on hot drinks, by sector, 2002-06
Market trends 2002-06
 SOFT DRINKS
Figure 58: Expenditure on in-home soft drinks, 2002-06
Figure 59: Expenditure on in-home soft drinks, by sector, 2002-06
Market trends 2002-06
Health transforms the market
Healthy indulgence
 ALCOHOLIC DRINKS
Key points
Insights
Figure 60: Expenditure on all alcoholic drinks, 2002-12
Figure 61: Expenditure on all alcoholic drinks, by sector, 2002-12
Market trends 2002-06
Future trends
 BEER, LAGER AND CIDER
Figure 62: Expenditure on beer, lager and cider, by type, 2002-06
Figure 63: Expenditure on beer, lager and cider, by type, 2002-06
Market trends 2002-06
 WINE
Figure 64: Expenditure on wines, by type, 2002-06
Figure 65: Expenditure on wines, by type, 2002-06
Market trends 2002-06
 SPIRITS, LIQUEURS, FABS AND ALCOHOLIC MIXABLES
Figure 66: Expenditure on spirits, liqueurs, FABs and alcoholic mixables, 2002-06
Figure 67: Expenditure on spirits, liqueurs, FABs and alcoholic mixables, by type, 2002-06
Market trends 2002-06
 IN-HOME AND OUT-OF-HOME DRINKING
Figure 68: Expenditure on all alcoholic drinks, on- vs off-trade, 2002-06
Figure 69: Expenditure on all alcoholic drinks, on- vs off-trade, 2002-06
Market trends 2002-06
Differentials
Figure 70: Spending on- and off-trade, by type of drink, 2006
 FAST FOOD
Key points
Insights
Figure 71: Expenditure on fast food, 2002-12
Figure 72: Expenditure on fast food, by sector, 2002-12
Market trends 2002-06
Future trends
Hamburgers and Fried Chicken
Figure 73: Expenditure on hamburgers and fried chicken, 2002-06
Figure 74: Expenditure on hamburgers and fried chicken, by type, 2002-06
Market trends 2002-06
Other fast food
Figure 75: Expenditure on ethnic and other fast food, by sector, 2002-06
Figure 76: Expenditure on ethnic and other fast food, by sector, 2002-06
Market trends 2002-06
 OTHER PERSONAL AND HOUSEHOLD
Pet and household items
Key points
Insights
Figure 77: Expenditure on pet and household items, 2002-12
Figure 78: Expenditure on pet and household items, by sector, 2002-12
Market trends 2002-06
Pet products
Cleaning materials
Garden products
Future trends
 TOBACCO
Key points
Insights
Figure 79: Expenditure on tobacco, at current prices, 2002-12
Figure 80: Expenditure on tobacco, at current prices, 2002-12
Market trends 2002-06
Future trends
 PRINT MEDIA
Key points
Insights
Figure 81: Expenditure on newspapers and magazines, 2002-12
Figure 82: Expenditure on newspapers and magazines, by sector, 2002-12
Future trends
 NEWSPAPERS
Market trends 2002-06
 MAGAZINES
Market trends 2002-06
 PETROL, OIL AND ANTIFREEZE
Key points
Insights
Figure 83: Expenditure on petrol, oil and antifreeze, at current prices, 2002-12
Figure 84: Expenditure on petrol, oil and antifreeze, at current prices, 2002-12
Market trends 2002-06
Future trends
 OTC MEDICINES
Key points
Insights
Figure 85: Expenditure on OTC medicines, 2002-12
Figure 86: Expenditure on medicines, 2002-12
Market trends 2002-06
Future trends
Growth areas
But vitamins suffering
 TOILETRIES
Key points
Insights
Figure 87: Expenditure on toiletries, 2002-12
Figure 88: Expenditure on toiletries, by sector, 2002-12
Market trends 2002-06
Future trends
 HAIRCARE
Figure 89: Expenditure on haircare, 2002-06
Figure 90: Expenditure on haircare, at current prices, 2002-06
Market trends 2002-06
 SKIN AND BODYCARE
Figure 91: Expenditure on skin and bodycare, 2002-06
Figure 92: Expenditure on skin and bodycare*, at current prices, 2002-06
Market trends 2002-06
The face…
…and the body
 COSMETICS
Figure 93: Expenditure on cosmetics, at current prices, 2002-06
Figure 94: Expenditure on cosmetics, at current prices, 2002-06
Market trends 2002-06
Fashion
Performance
 FRAGRANCES
Figure 95: Expenditure on fragrances, at current prices, 2002-06
Figure 96: Expenditure on fragrances, at current prices, 2002-06
Market trends 2002-06
 MEN’S GROOMING
Market trends 2002-06
 BODY MAINTENANCE
Figure 97: Expenditure on body maintenance, at current prices, 2002-06
Figure 98: Expenditure on body maintenance*, at current prices, 2002-06
Market trends 2002-06
 DAILY TRAVEL
Key points
Insights
Figure 99: Expenditure on daily travel, at current prices, 2002-12
Figure 100: Expenditure on daily travel, at current prices, 2002-12
Market trends
Future trends
OCCASIONAL EXPENDITURE
 LEISURE
 RESTAURANTS, PUBS & OTHER CATERING
Key points
Insights
Figure 101: Expenditure on eating out, 2002-12
Figure 102: Expenditure on eating in restaurants, pubs and other catering outlets, 2002-12
Market trends 2002-06
Future trends
Restaurants
Market trends 2002-06
Emerging trends – quality and flexibility
The grazing shopper
Pub catering
Market trends 2002-06
Leisure venues and other catering
Market trends 2002-06
 LEISURE VENUES AND GAMBLING
Key points
Insights
Figure 103: Expenditure on leisure venues and gambling, 2002-12
Figure 104: Expenditure on leisure venues and gambling, 2002-12
Market trends 2002-06
Leisure venues
Gambling takes off
Future trends
 EVENINGS OUT
Figure 105: Expenditure on cinema, nightclubs and theatre, 2002-06
Figure 106: Expenditure on evenings out*, 2002-06
Market trends 2002-06
 DAYS OUT
Figure 107: Expenditure on historic buildings, theme parks and zoos, 2002-06
Figure 108: Expenditure on days out, 2002-06
Market trends 2002-06
 EXPENDITURE ANY TIME
Figure 109: Expenditure any time, 2002-06
Figure 110: Expenditure on bingo, health & fitness and tenpin bowling, 2002-06
Market trends 2002-06
The losers
And the winners
 CLOTHING AND HOUSEHOLD
Key points
Insights
Figure 111: Expenditure on clothing, footwear and accessories, 2002-12
Figure 112: Expenditure on clothing, accessories, footwear and jewellery, 2002-12
Market trends 2002-06
Future trends
 MENSWEAR
Market trends 2002-06
 WOMENSWEAR
Market trends 2002-06
 CHILDRENSWEAR
Market trends 2002-06
 FOOTWEAR
Market trends 2002-06
 JEWELLERY AND WATCHES
Market trends 2002-06
 LEISURE GOODS
Key points
Insights
Figure 113: Expenditure on leisure goods, 2002-12
Figure 114: Expenditure on leisure goods, by sector, 2002-12
Market trends 2002-06
Future trends
 BOOKS
Figure 115: Expenditure on books, 2002-06
Market trends 2002-06
 GREETINGS CARDS AND STATIONERY
Figure 116: Expenditure on greetings cards and stationery, 2002-06
Market trends 2002-06
 MUSIC
Market trends 2002-06
 TOYS, GAMES AND SPORTS GOODS
Market trends 2002-06
 PHOTOGRAPHY
Key points
Figure 117: Expenditure on photography, 2002-06
Market trends 2002-06
 HOUSEHOLD GOODS
Key points
Insights
Figure 118: Expenditure on household goods, at current prices, 2002-12
Figure 119: Expenditure on household goods, 2002-12
Market trends 2002-06
Plants and flowers
Kitchenware
Future trends
 HOUSEHOLD SERVICES
Key points
Insights
Figure 120: Expenditure on household services, 2002-12
Figure 121: Expenditure on household services, by sector, 2002-12
Market trends 2002-06
Post and telephone
Hair and beauty
Other services
Future trends
 MEDICAL SERVICES
Key points
Insights
Figure 122: Expenditure on medical services, 2002-12
Figure 123: Expenditure on medical services, by sector, 2002-12
Market trends 2002-06
Optical goods
Medical fees
Future trends
CONSIDERED EXPENDITURE
 HOUSEHOLD APPLIANCES AND FURNISHINGS
 DOMESTIC APPLIANCES
Key points
Insights
Figure 124: Expenditure on domestic appliances, at current prices, 2002-12
Figure 125: Expenditure on domestic appliances, 2002-12
Market trends 2002-06
Future trends
 WHITE GOODS
Figure 126: Expenditure on white goods market, 2006
Market trends 2002-06
 BROWN GOODS
Figure 127: Expenditure on brown goods market, 2006
Market trends 2002-06
TVs surge ahead
Watch it later
The changing sound of music
Phones at home and away
Small/home office computers
 FURNITURE & FURNISHINGS
Key points
Insights
Figure 128: Expenditure on furniture and home furnishings market, 2002-12
Figure 129: Expenditure on furniture and furnishings, by type, 2002-12
Market trends 2002-06
Future trends
Furniture and nursery
Figure 130: Expenditure on furniture & nursery, 2002-06
Figure 131: Expenditure on furniture & nursery, 2002-06
Market trends 2002-06
Recovery
Product potential
Style notes
 FLOORCOVERINGS
Figure 132: Floorcoverings, 2002-06
Figure 133: Expenditure on floorcoverings, 2002-06
Market trends 2002-06
 SOFT FURNISHINGS AND HOUSEHOLD TEXTILES
Figure 134: Expenditure on soft furnishings and household textiles, 2002-06
Figure 135: Expenditure on soft furnishings and household textiles, 2002-06
Market trends 2002-06
 MOTORING, TRAVEL AND HOLIDAYS
 MOTORING
Key points
Insights
Figure 136: Expenditure on motoring, 2002-12
Figure 137: Expenditure on motoring, by type, 2002-12
Future trends
 CAR PURCHASE
Figure 138: New and used car market, 2006
Market trends 2002-06
Gloomy sales picture
Wider trends
Newer technology
 SERVICING, REPAIR & RECOVERY
Market trends 2002-06
 OTHER MOTORING COSTS
Market trends 2002-06
Car parts down but peripherals gaining
Legal obligations
 MOTORCYCLES/SCOOTERS/MOPEDS
Key points
Market trends 2002-06
 BICYCLES
Key points
Figure 139: Expenditure on bicycles, 2002-12
Market trends and commentary
Convenience and safety
Fun and fitness
Future trends
 HOLIDAYS
Key points
Insights
Figure 140: Expenditure on foreign holidays*, 2002-12
Market size
Figure 141: Expenditure on foreign holidays*, by type,  2002-12
Market trends 2002-06
Foreign travel underpins total market value
Growth is accelerating
The fundamental market shift
The independent travellers
Still room for the package
Future trends
Domestic holidays
Figure 142: Expenditure on domestic holidays, 2002-12
Figure 143: Expenditure on domestic holidays, 2002-12
Market trends 2002-06
Fares
Figure 144: Expenditure on fares, 2002-12
Figure 145: Expenditure on fares, 2002-12
Market trends 2002-06
HOUSING AND FINANCE
 CONSUMER FINANCE OVERVIEW & HOUSING
The role of housing in Britain today
Key findings
Figure 146: UK net wealth, residential property, financial assets and financial liabilities, 1997-2006*
Figure 147: Mortgage equity withdrawal, £mn, seasonally adjusted, 2002-06*
Income, expenditure and savings
Figure 148: Trends in income, expenditure and savings, 2002-06
The monetary and fiscal squeeze on consumers
Figure 149: Trends in income from taxes and National Insurance, 2002-06
Interest rate hikes adding to borrowers' stress
Figure 150: Bank rate, mortgage rate, credit card rate and deposit rate,* 1997-2006/07
The debt trap: overconfident consumers?
Figure 151: Consumer credit outstanding, secured borrowings, average household debt and consumer debt write offs, 2002-06
Figure 152: Consumer credit outstanding and secured borrowings, 1997-2006*
Savings confidence returns
Figure 153: Net retail sales of unit trusts/OEICs and FTSE 100 index, 2002-06
Figure 154: Trends in saving, personal disposable income and the savings ratio, 2002-06
The demand for savings, investment and borrowing products 2002-06
Figure 155: Savings, investment, borrowing and debt repayment intentions, 2002-06*
Financial outlook
Figure 156: Trends in income, net consumer credit and expenditure, 2006-12
Figure 157: Trends in saving, personal disposable income and the savings ratio, 2006-12
Housing
Figure 158: Housing tenure, 2006
Figure 159: Average completion price and house price /PDI ratio, 2002-06
Expenditure on house purchase dominates housing spending
Figure 160: Expenditure on total housing, 2002-12
Surge in consumer expenditure on house purchases
Figure 161: Expenditure on house purchases, survey fees and stamp duty, 2002-12*
Drop in consumers’ repairs and maintenance on homes
Figure 162: Expenditure on repairs and insurance, 2002-06
Transactions boosted by growth in second property ownership
Figure 163: Buy-to-let mortgages outstanding, 2002-06*
Figure 164: Forecast of new buy-to-let business, 2002-11
Demand for property overseas is growing
Energy
Figure 165: Expenditure on household energy, 2002-06
 FINANCIAL PRODUCTS AND SERVICES
Insights into the Financial Consumer 2006
Key findings
Figure 166: Level of understanding of financial products, 2004 and 2006
Figure 167: Financial subjects people would like to know more about, September 2006
Attitudes towards money and personal finance
Inflation
Financial responsibility
Money talk
Financial education
Key findings – Life & pensions
Figure 168: Spend on life insurance, 2002-06*
Figure 169: New regular- and single-premium life business, 2002-12
Year of major change in pensions
Figure 170: New regular- and single-premium pension business, 2002-12
Pick-up in pension annuities and income drawdown sales
Figure 171: Pension annuities and income drawdown, 2002-12
Health, motor and travel insurance
Figure 172: Health, motor and travel insurance spend, 2002-12
Spend on education fees, charitable donations and other financial services
Figure 173: Expenditure on education fees, charitable donations and other financial services, 2002-12*
Education fees
Charitable donations
Other financial services
APPENDIX
 POPULATION TRENDS
Figure 174: UK population trends, by gender, 2000-12
Figure 175: UK population trends, by age group, 2002-12
Figure 176: Components of population change – UK, 1971-2005
Figure 177: UK marriage and divorce trends, 1996-2012
Figure 178: Number of births in England and Wales, by age of mother, 1981-2005
Figure 179: Household composition, by type of household and family – Great Britain, 1971-2005
Figure 180: Adults living with their patrents, by gender and age, England, 1991-2005
Figure 181: The changing structure of UK households, 1996-2012
Figure 182: The rise of owner-occupation, 1991-2012
Figure 183: Trends in employment and unemployment, 1991-2012
Figure 184: Trends in employment and unemployment, by gender 1991-2012
 CULTURAL TRENDS
How has life changed over the past five years?
Extra quotes:
The cult of the individual
In numbers
Figure 185: Willingness to volunteer, 2002-06
Problem children…
Extra quotes:
Our attitudes towards money have changed
Extra quotes:
In numbers
Figure 186: Attitudes towards saving and debt, 2002-06
We shop differently
Extra quotes:
In numbers
Figure 187: Use of the Internet for information and research, 2002-06
Figure 188: Use of the Internet for information and research, by lifestage and gender, 2006
Figure 189: Use of the Internet to research purchases, by lifestage and gender, 2006
Where does the influence lie?
Media
In numbers
Figure 190: Importance of faith to respondents, 2002-06
Tolerance and taboos
Sex
Health and bodily functions
Politics
Race
Money
Is it all bad?
 FUTURE PLANS AND ATTITUDES
Consumer confidence
Figure 191: Consumer confidence, by lifestage, January 2007
Figure 192: Consumer confidence, by *lifestage (mean scores), 2001-07
Personal financial situation
Back to basics?
The environment
In numbers
Figure 193: House purchases and home improvements experienced in last 12 months and expected in next 12 months, by lifestage and gender, 2006
Figure 194: Job changes experienced in last 12 months and expected in next 12 months, by lifestage and gender, 2006
Figure 195: Life events expected during the next 12 months – pre-/no family adults, by gender, 2006
Figure 196: Life events expected during the next 12 months – family adults, by gender, 2006
Figure 197: Life events expected during the next 12 months – third age adults, by gender, 2006
Figure 198: Life events expected during the next 12 months – retired adults, by gender, 2006
Figure 199: Spending priorities for 2007, by lifestage, 2006
Attitudes towards life
Figure 200: Attitude towards the future and towards current lifestyle/standard of living, 2002-06
Figure 201: Agreement/disagreement that ‘I like to enjoy life and don’t worry about the future’, by lifestage and gender, 2006
Figure 202: Agreement/disagreement that ‘I am perfectly happy with my standard of living’, by lifestage and gender, 2006
Figure 203: Agreement/disagreement that ‘I am very happy with my life as it is’, by lifestage and gender, 2006
Figure 204: Attitude towards running one’s own business, 2002-06
Figure 205: Agreement/disagreement that ‘I would like to set up my own business one day’, by lifestage and gender, 2006
Figure 206: Attitudes towards the environment, 2002-06
Figure 207: Agreement/disagreement that ‘There is too much concern with the environment’, by lifestage and gender, 2006
Figure 208: Agreement/disagreement that ‘I would be prepared to pay more for environmentally friendly products’, by lifestage and gender, 2006
Figure 209: Agreement/disagreement that ‘People have a duty to recycle’, by lifestage and gender, 2006
 EXPENDITURE OVERVIEW
Figure 210: Overall expenditure sectors, 2002-12
Figure 211: Everyday expenditure sectors, 2002-12
Figure 212: Occasional expenditure sectors, 2002-12
Figure 213: Considered expenditure sectors, 2002-12
Figure 214: Housing and finance expenditure sectors, 2002-12
Figure 215: Overall expenditure rankings, 2002-06
Figure 216: Overall expenditure ranking, 2006-12
Figure 217: Everyday expenditure ranking, by sector, 2006-12
Figure 218: Occasional expenditure, by sector, 2006-12
Figure 219: Considered expenditure ranking, by sector, 2006-12

This report is supplied in accordance with Mintel's terms and conditions.  
© Mintel Group Ltd.