“Although the current squeeze on household budgets has undoubtedly put a damper on the amount of money people are able to save, the lack of a savings habit among many individuals often comes down to lifestyle choices. By designing savings products and services that take lifestyle into consideration providers may be able to encourage more people to develop disciplined savings habits.”
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Overview
Overview
This report provides in-depth analysis and insight supported by a range of data. At the same time, introductory and top-level content is provided to give you an overview of the issues covered.
Introduction
Executive Summary
Future Opportunities
Economic Context
Market
Market
Mintel provides a range of market information across categories including: forecasting and share information; internal and broader market environment information; and the issues that affect the market in question.
Issues in the Market
Retail Savings and Investment Environment
Consumer
Consumer
Mintel conducts exclusive and original consumer research for reports, bringing up-to-date and unique insight to topical issues. This research examines the impact of social, economic, cultural and psychological influences on consumers.
Consumer Context
Level of Savings
Savings and Investment Product Ownership
Savings Goals
Barriers to Saving and Investing
Attitudes and Behaviour towards Saving and Investing
Saving and Investment Target Groups
Data
Data
Reports provide appendices of data to support the research and insight produced. Our tables of data are easily manipulated and downloadable to support your research needs and covers factors from consumer attitudes to market forecasts.
Appendix – Level of Savings
Appendix – Saving and Investment Product Ownership
Appendix – Savings Goals
Appendix – Barriers to Saving and Investing
Appendix – Attitudes and Behaviour towards Saving and Investing
Appendix – Saving and Investment Target Groups
6th September 2012
“Having launched as a replacement to the widely-popular Child Trust Fund, Junior ISAs have struggled to make a significant impact in the children’s savings market and product uptake has been largely disappointing. The lack of a highly public government campaign has led to low consumer awareness, while the removal of ... 
22nd August 2012
“Industry data suggest that the structured product market experienced a positive start to 2012. However, as fears about the stability of the European banking system increase, concerns about counterparty risks are likely to undermine the appetite for some structured investment products.”
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How will changing population dynamics affect the market?
