Table of Contents
Consumers’ Response to the EU Referendum Result
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- What you need to know
- Positivity over the impact of Brexit plateaued over the summer
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- Figure 2: Level of concern over the impact of the EU referendum, 2016-21
- Most see Brexit as a non-factor in their personal finances
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- Figure 3: Consumer views on the impact of the EU referendum, 2021
- COVID-19 continues to blur the impacts of Brexit
Current Financial Situation
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- What you need to know
- Record-high financial wellbeing, again
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- Figure 4: The financial wellbeing index, 2016-21
- Four fifths say they have healthy or OK finances
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- Figure 5: "How would you generally describe your financial situation at the moment?”, 2021
- Positivity in all income groups but inequalities grow
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- Figure 6: Current financial situation, by gross annual household income, 2020-21
Changes in Financial Situation
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- What you need to know
- Household finances continued to rebound as the economy reopened…
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- Figure 7: Changes in household finances, 2016-21
- …but almost a quarter still feel worse off
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- Figure 8: "How does your own financial situation compare to how it was a year or so ago?", 2021
- Property price rises bring good news for homeowners
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- Figure 9: Changes in household finances, by housing situation, 2021
Financial Confidence
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- What you need to know
- Financial confidence has continued to rise
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- Figure 10: The financial confidence index, 2016-21
- Almost 90% think they should be fine over the next year
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- Figure 11: "And how do you feel about your financial situation over the next year or so?", 2021
- Women are less confident for the year ahead
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- Figure 12: Financial confidence, by gender and age, 2021
Planned Financial and Spending Activity
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- What you need to know
- Financial activity is returning to ‘normal’
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- Figure 13: The financial activity index, 2016-21
- Holidays on the up but held back by complex foreign travel rules
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- Figure 14: "Which of the following have you done over the last 3 months? And which do you plan to do over the next 3 months?", 2021
- Saving is still the top activity
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